John F. Loughrey & Associates Ltd. t/a The Mortgage Centre is regulated by the Central Bank of Ireland.
Making the decision to buy your first home was a big undertaking, and now that you are ready to trade up you will be repeating the process, however this time The Mortgage Centre are here to help you every step of the way.
Our Qualified Mortgage Advisers will help make buying your next home easier, we’ll help you understand the costs and put together a mortgage package that suits your circumstances.
Contact The Mortgage Centre to see how much you qualify for?
Firstly, you will need to work out how much you can afford and look at your budget being realistic, it’s important that you include everything you have to pay out each month, not just your mortgage repayments – including things like childcare, school fees and loans.
Next locate a property !
If you haven’t already, you need to get busy and find a property. Finding the right home can be a lengthy process. Start with visiting the areas you are thinking of living in, contacting local estate agents and get them to put you on their mailing list. Without leaving your home you can use the Internet to find properties for sale.
When you have found the home you want – make an offer.
We can help put the best mortgage package together for you.
You’ve had your offer accepted, now you need a mortgage to buy it. This is where The Mortgage Centre can help. Our independent mortgage advisors will take the hard work out of this process for you, advise you of your options and recommend suitable mortgage products, bridging finance to meet your particular requirements as simply as possible.
Most important, before you can exchange contracts, you MUST have a mortgage in place with a formal offer from your lender.
Contact one of our Qualified Financial Advisors for Independent Advice
Meet the leaders in independent mortgage advice.
The Pension & Investment People. To meet the Leaders in Independent Financial Advice that will help you make the most of your money.