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John F. Loughrey & Associates Ltd. t/a The Mortgage Centre is regulated by the Central Bank of Ireland.



Pension Mortgages

If your Self Employed and run your own business, or you’re a company director, a Pension Mortgage from The Mortgage Centre, Letterkenny, Co. Donegal might be the most tax efficient way to repay your home-loan,

With a pension mortgage, a lump-sum from the pension is used to repay the mortgage loan when the pension matures.

During the course of the pension mortgage, you make monthly payments that cover both the interest payable on the mortgage, and the investment required to build up an adequate pension fund.

The real benefit of a pension mortgage is that you receive tax relief not only on the mortgage interest repayments but also on your contributions to the pension fund.

And as it’s a pension, your investment fund grows free of tax.

Contact one of our Qualified Financial Advisors for Independent Advice

Regulatory Information:
Warning: Your home is at risk if you do not keep up payments on a Mortgage or any other Loan secured on it.
Interest Only Loans
Warning: The entire amount that you borrowed will still be outstanding at the end of the Interest Only period.

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