John F. Loughrey & Associates Ltd. t/a The Mortgage Centre is regulated by the Central Bank of Ireland.
When arranging a Mortgage, all Lenders will insist you take out a Home Insurance policy to protect your home and its contents against Fire, Storm Damage, Burglary, etc.
The amount of this policy will be set by the valuer in their report to your lender and a letter of indemnity must be obtained from your insurance company prior to the drawdown of your cheque.
Buildings Insurance must be in place prior to funds being released by the lending institution. Again, one of our Qualified Financial Advisors can advise you in this area.
This is a policy which pays all or some of your monthly mortgage repayments up to 12 months if you have an accident, become ill or are made redundant.
This policy will continue as long as the premium is paid and/or until:
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