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John F. Loughrey & Associates Ltd. t/a The Mortgage Centre is regulated by the Central Bank of Ireland.



Capital & Interest

Capital and Interest Mortgages are the most popular mortgages in the Irish Market. Payments are used to reduce both the initial borrowing as well as the interest accruing on the loan.

Repayments consist of two elements:

Repayments are calculated to ensure that, if made on time, the mortgage will be repaid in full at the end of the agreed term. Repayments are affected by interest rate changes and will decrease or increase in line with those adjustments. Following any change in the rate applicable to your loan, the lender will advise you of the new payment amount.

Contact one of our Qualified Financial Advisors for Independent Advice

Regulatory Information:
Warning: Your home is at risk if you do not keep up payments on a Mortgage or any other Loan secured on it.

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